GregSchwartz.net

So I’ve been following the 60% rule I previously mentioned. It’s been working pretty well. This month my totals are:

• Committed expenses: 46.5%
• Irregular expenses: 7.2%
• Fun Money: 3.3%
• Long term savings: 29.8% More money into my stock purchasing account, and again, two transfers to ING.

Not totally sure how I managed to run a month on so low. I think it was probably partly due to my being in NYC. Gas usage is down a bit, which is nice. Although I suspect that, even though I’m riding to work (and saving $ on gas) I’m driving to other places even more, so it’s balancing out. *shrug* Riding is good exercise, too.

I’m also opening an account at Emigrant Direct (online bank similar to ING), but with different rates. Usually a bit higher, though not always. This way I can transfer funds between the two, as rates increase. I haven’t seen Emigrant’s interface yet; hopefully it’s better than ING’s, though.

Yes, I’m still alive. New design up. And since my birthday is coming up, my mother asked for my wishlist. So here it is.

And I’ll have another real entry up soon.